PMSYM : Pradhan Mantri Shram Yogi Man Dhan Yojna Pension - Ojasjob

 

PMSYM : Pradhan Mantri Shram Yogi Man Dhan Yojna Pension

Government Of India Has Introduced A Pension Scheme For Unorganized Workers Namely Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) To Ensure Old Age Protection For Unorganized Workers.

The Unorganized Workers Mostly Engaged As Home Based Workers, Street Vendors, Mid-Day Meal Workers, Head Loaders, Brick Kiln Workers, Cobblers, Rag Pickers, Domestic Workers, Washer Men, Rickshaw Pullers, Landless Laborer's, Own Account Workers, Agricultural Workers, Construction Workers, Beedi Workers, Handloom Workers, Leather Workers, Audio- Visual Workers And Similar Other Occupations Whose Monthly Income Is Rs.15,000/ Per Month Or Less And Belong To The Entry Age Group Of 18-40 Years. They Should Not Be Covered Under New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) Scheme Or Employees’ Provident Fund Organization (EPFO). Further, He /She Should Not Be An Income Tax Payer.

2. Features Of PM-SYM: It Is A Voluntary And Contributory Pension Scheme, Under Which The Subscriber Would Receive The Following Benefits :
(I)    Minimum Assured Pension: Each Subscriber Under The PM-SYM, Shall Receive Minimum Assured Pension Of Rs 3000/- Per Month After Attaining The Age Of 60 Years.
(Ii)   Family Pension: During The Receipt Of Pension, If The Subscriber Dies, The Spouse Of The Beneficiary Shall Be Entitled To Receive 50% Of The Pension Received By The Beneficiary As Family Pension. Family Pension Is Applicable Only To Spouse.
(Iii)   &Nbps; &&Nbps;If A Beneficiary Has Given Regular Contribution And Died Due To Any Cause (Before Age Of 60 Years), His/Her Spouse Will Be Entitled To Join And Continue The Scheme Subsequently By Payment Of Regular Contribution Or Exit The Scheme As Per Provisions Of Exit And Withdrawal.
3. Contribution By The Subscriber: The Subscriber’s Contributions To PM-SYM Shall Be Made Through ‘Auto-Debit’ Facility From His/ Her Savings Bank Account/ Jan- Dhan Account. The Subscriber Is Required To Contribute The Prescribed Contribution Amount From The Age Of Joining PM-SYM Till The Age Of 60 Years. The Chart Showing Details Of Entry Age Specific Monthly Contribution Is As Under:

4. Matching Contribution By The Central Government: PM-SYM Is A Voluntary And Contributory Pension Scheme On A 50:50 Basis Where Prescribed Age-Specific Contribution Shall Be Made By The Beneficiary And The Matching Contribution By The Central Government As Per The Chart. For Example, If A Person Enters The Scheme At An Age Of 29 Years, He Is Required To Contribute Rs 100/ - Per Month Till The Age Of 60 Years An Equal Amount Of Rs 100/- Will Be Contributed By The Central Government.

5. Enrolment Process Under PM-SYM: The Subscriber Will Be Required To Have A Mobile Phone, Savings Bank Account And Aadhaar Number. The Eligible Subscriber May Visit The Nearest Common Services Centres (CSC Egovernance Services India Limited (CSC SPV)) And Get Enrolled For PM-SYM Using Aadhaar Number And Savings Bank Account/ Jan-Dhan Account Number On Self-Certification Basis.

Please Read Official PDFfor More Details. 

Requirements For Enrolment

A Mobile Phone.

Savings Bank/Jan Dhan Account.

Aadhaar Number.

IMPORTANT LINKS :::: 

DOWNLOAD DETAIL PDF FROM HERE

OFFICIAL GOVT. WEBSITE

PMSYM Registration

• As Of Now, The Applicant May Visit The Nearest CSC (Common Services Center) And Submit The Required Details To Get Enrolled.
• VLE Will Register The Beneficiary Electronically On The System.
• A Beneficiary Has To Pay 1st Instalment In Cash To CSC.
• Now Shram Yogi Pension Number Will Be Generated.
• VLE Will Print & Handover The Shram Yogi Card To The