Pradhan Mantri Jivan Jyoti Vina Yojna @jansuraksha.gov.in - Ojasjob

Pradhan Mantri Jivan Jyoti Vina Yojna @jansuraksha.gov.in

Even After Death From Corona, The Nominee Will Get The Benefit Of Pm Jeevan Jyoti Vima Yojana, Which Includes Insurance Of Rs 2 Lakh For Rs 330.

Work News: Even After Death From Corona, The Nominee Will Get The Benefit Of Pm Jeevan Jyoti Vima Yojana, In Which He Gets Insurance Of Rs 2 Lakh For Rs 330.

The Day Before

The Central Government Runs A One Year Insurance Scheme Called Pradhan Mantri Jeevan Jyoti Vima Yojana (Pmjjby). In Case Of Any Death Of The Beneficiary In The Scheme, The Nominee Or The Family Gets An Amount Of Rs. 2 Lakhs. This Means That If A Person Also Dies From Corona, The Nominee Or Family Of The Insured Will Get The Sum Assured Of Rs 2 Lakh.

How Can Pmjjby Be Taken?

The Applicant Must Have A Bank Account To Avail Pmjjby. This Bank Account Can Be In A Government Or Private Bank. The Applicant Then Has To Apply To Pmjjby For Benefit.

Eligibility For Pmjjby?

• The Applicant Should Be An Indian Citizen.
• The Age Of The Applicant Should Be Between 18 To 50 Years.
• If The Bank Account Is Joint Then Both Will Have To Apply Separately For Insurance Benefit.
• The Applicant Does Not Need A Medical Examination To Take Out Insurance.

How Long Will The Insurance Benefit Be Available?

The Benefit Of This Insurance Plan Will Be Available Till The Applicant Reaches The Age Of 55 Years. If You Are Over 55 Years Of Age, You Will Not Get The Benefit Of This Insurance Plan.

How Much Premium Do I Have To Pay?

To Avail Pmjjby, One Has To Pay A Premium Of Rs. 330 Per Annum. If A Person Takes Out Insurance Between September And November, He Will Have To Pay Rs 258 For The First Time. For The First Time, You Will Have To Pay Rs 172 For Insurance Between December And February. You Will Have To Pay Rs 86 For The First Time When You Take Out Insurance From March To May. Thereafter, A Premium Of Rs. 330 Per Annum Has To Be Paid. This Amount Of Premium Will Be Automatically Deducted From Your Account Between 25th May To 31st May. For This The Applicant Has To Give His Consent.

How To Get An Insurance Claim?

The Nominee Has To Make A Claim In The Bank Where The Person Concerned Had Insurance. Death Certificate Has To Be Submitted. Other Required Documents Have To Be Provided Along With The Discharge Receipt.

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When Will You Not Get The Benefit Of Insurance Plan?

• When The Age Of The Beneficiary Is More Than 55 Years.
• In Case Of Bank Account Closure Due To Insufficient Balance For Premium.
• If The Beneficiary Has An Account In Several Banks, The Insurance Cover Will Be Only Rs 2 Lakh. The Insurance Cover Of The Other Bank Account Will Be Canceled And The Premium Amount Will Be Refunded.
• The Plan Covers Insurance Till May 31 Every Year.

How Can The Scheme Be Availed?

You Can Download The Form Through The Website Http://www.jansuraksha.gov.in, Fill In The Details And Submit It To The Bank Or Insurance Company. Even If An Account Holder Has A Savings Account In More Than One Bank, He Will Be Able To Avail The Insurance Only Once. Other Than That If You Want To Get Some Other Information You Can Call Toll Free Number 1800-180-1111 / 1800-110-001.

When Did This Scheme Start?

Pmjjby Is A Term Insurance Plan. The Government Launched The Insurance Scheme On May 9, 2015. Term Insurance Benefits Only After The Death Of The Policyholder. If The Policyholder Is Healthy Even After Completion Of Time, He Does Not Get Any Benefit.